The timing rules don’t change if you filed bankruptcy before your divorce and now need a new one. But there ARE some important twists. Divorce is often financially devastating. So, even if you and your ex-spouse filed bankruptcy earlier, before the divorce, you may need to seriously ... Read More »
Welcome to the Portland Bankruptcy Law Blog
I'd like to help you overcome your financial problems. One good way to start is to provide you with accurate and timely information about the bankruptcy laws. I do that here through informative blog posts, with a new one published here every week. I've been doing this for years so there is a wealth of information for you here.
But please be aware that since you are unique person you need a highly personalized solution to your challenges. That requires the analysis and advice of a conscientious and highly experienced attorney. That's really the only sensible way to get the benefit of the many powerful and effective remedies that the law provides.
So I hope the information provided here is helpful to you. Please contact me for guidance to a much better place.
Rarely should a couple consider filing bankruptcy together. It takes a combination of circumstances, and independent legal advice, to do so. Last time we talked about filing a joint Chapter 7 case with your soon-to-be ex-spouse if that is in each of your self-interest. That means, for ... Read More »
Under bankruptcy law they CAN file a joint bankruptcy. But often it’s not such a good idea. Sometimes it’s a very bad idea. CAN File a Joint Bankruptcy Case Together A “joint case” is one filed “by an individual... and such individual’s ... Read More »
Here are straight answers to some of the most important questions about bankruptcy dealing with divorce. Q: If you and your spouse are considering getting divorced, can you both still file a bankruptcy together? A: Yes, any couple who are legally married you can file a joint ... Read More »
You’re not likely breaking some bankruptcy criminal laws. But if you are or are considering doing so, here’s what they are. This is the last in a series of three blog posts about crimes and bankruptcy. The first was about using bankruptcy as a way to help deal with the legal costs ... Read More »
Criminal charges can also lead to civil claims against you. Bankruptcy can help with certain crucial aspects of civil litigation. Criminal and Civil Law As we discussed last week, bankruptcy does not write off criminal fines or restitution. And the “automatic stay,” which stops ... Read More »
Bankruptcy can’t write off criminal fines or restitution. None of its Chapters can. But bankruptcy can still help in other crucial ways. Life Happens You are having trouble financially making ends meet. Life’s tense and frustrating, so you do something not so wise and get ... Read More »
Chapter 13 gives you a number of tools to help you deal with your vehicle loan. Chapter 7 vs. Chapter 13 in General Chapter 7 “straight bankruptcy” and Chapter 13 “adjustment of debts” give you two very different ways of attacking your debts. This includes your vehicle loan. ... Read More »
Chapter 13 gives you many tools to help you manage your home mortgage. Chapter 7 vs. Chapter 13 in General Chapter 7 “straight bankruptcy” and Chapter 13 “adjustment of debts” give you two very different ways of attacking your debts. This includes your home mortgage. Chapter ... Read More »
When you’d like to favor certain important debts over others, often Chapter 13 makes this possible. Using the Bankruptcy Laws to Your Advantage One of the basic principles of bankruptcy is that you usually can’t favor one debt over your other debts. You can’t except when the ... Read More »