Everyone Deserves a Second Chance
Fighting for the Little Guy in Portland & Beyond

Blog

I Know Who My Bankruptcy Trustee Is, But Now Who is the ”U. S. Trustee”?

You are about to file a Chapter 7 or Chapter 13 case. You know in a Chapter 7 that your bankruptcy trustee is the person who looks over your paperwork and talks with you for a few minutes, mostly to decide whether or not everything you own is exempt so that you can keep it all.

Read More

Gay Married Couples May Now (Apparently) File Bankruptcy Jointly

In June, a bankruptcy court in Los Angeles emphatically declared that a legally married gay couple could file their bankruptcy case jointly, even if doing so was in direct violation of the controversial federal Defense of Marriage Act (“DOMA”).

Read More

Justice Moves Slowly, Even When (Especially When) It Involves Anna Nicole Smith

In the American legal system, when there are hundreds of millions of dollars at stake, and both sides ready to fight to the death, litigation can drag out for many years. In Anna Nicole Smith’s extreme case, it dragged on for 16 years, and finally got resolved in the United States Supreme Court a few weeks ago, more than four years AFTER her death.

Read More

Support Obligations in Bankruptcy

Child and spousal support obligations are treated with great respect in bankruptcy. This is true about both ongoing support payments and any back support payments you might have accrued.

Read More

Asset Exemptions in Chapter 13

You may have heard that assets that you might lose in a Chapter 7 case can be protected in a Chapter 13 case. Is that always true?

Read More

Keeping More of Your Assets in Bankruptcy by Doubling-Up on the Oregon Exemptions

In our last blog we told you that the Oregon Legislature had just passed an increase in the “tools of trade” exemption from $3,000 to $5,000. We showed a number of ways this increase has a bigger impact than it sounds.

Read More

Oregon Legislature Increases “Tools of Trade” Exemption to $5,000

Both the Oregon House and Senate have unanimously passed an increase in the “tools of trade” exemption from $3,000 to $5,000. This change will go into effect the day that Governor Kitzhaber signs the bill into law.

Read More

More Benefits of Falling Home Values for Your Bankruptcy Case

In our last blog we talked about how reduced home values can be an advantage if you file a bankruptcy case. We showed how lower values can help you keep your home if you file a Chapter 7 case, and how it can reduce what you have to pay to your unsecured creditors in a Chapter 13 case.

Read More

Foreclosure Cancellations in Oregon and Elsewhere

In our last blog we talked about MERS—the Mortgage Electronic Registration Systems, Inc.—and the problems it has caused for lenders and their foreclosures during the past several months.

Read More

If MERS is on Your Mortgage, That Could Be Good News for Your Home

MERS? What’s MERS? It’s what’s behind the headline that made the very top of the front page of the Oregonian a couple of Sundays ago: “Hundreds of foreclosed sales halted.”

Read More