Everyone Deserves a Second Chance
Fighting for the Little Guy in Portland & Beyond

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What Makes a Simple Chapter 13 Case

Even a simple Chapter 13 case has many powers unavailable under Chapter 7. So the extra time Chapter 13 takes can be highly worthwhile.

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What Makes a Simple Chapter 7 Case

A simple Chapter 7 case 1) protects you from all collections, 2) discharges all your debts, 3) lets you keep or surrender collateral and 4) keep all your other assets.

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Bankruptcy Is a Moral Choice

Yes, you do have a moral obligation to pay your debts. But you may actually have HIGHER moral obligation to file bankruptcy instead.

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Bankruptcy Protects Your Assets

When you file a Chapter 7 “straight bankruptcy” case, usually you can keep everything you own. These 10 points show how this works.

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Protection from Creditors Through the Automatic Stay

The moment you file bankruptcy you and your property are protected from almost all collection attempts by your creditors. The part of federal bankruptcy law called the “automatic stay” protects you from your creditors during a bankruptcy case.

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The Exceptions to The Discharge of Debts

The discharge of debts is central to bankruptcy. So you need to know when you don’t get a discharge at all or don’t discharge certain debts.

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The Discharge of Debts in Bankruptcy

A discharge gives you permanent relief from all or most of your debts by making illegal any further collection efforts of those debts.

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The Bankruptcy Code

You might feel better informed and more comfortable around bankruptcy if you knew just a little bit about the federal Bankruptcy Code.

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The Pursuit of Happiness This 4th of July

This 4th of July follow the Declaration of Independence and claim your right to “Life, Liberty and the pursuit of Happiness.”

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The Impact of One Spouse’s Bankruptcy Filing on A Divorce Proceeding

One spouse’s bankruptcy filing may briefly slow down but will not likely stop an ongoing divorce case. When you file a bankruptcy case, that filing immediately puts the “automatic stay” into effect.

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