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Escaping a Chapter 13 Case Filed Jointly with Your Spouse

If you filed a Chapter 13 adjustment of debts case jointly with your spouse but are now considering divorce, how do you get out of the case? A Chapter 13 “adjustment of debts” case usually lasts three to five years.

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Considerations About Filing Bankruptcy After Your Divorce if You’ve Filed Before

Think about these special considerations if you filed bankruptcy before your divorce and now need to think about filing another one. In the last blog post we introduced three very practical considerations about filing bankruptcy again if you and your ex-spouse filed a bankruptcy in the past before your divorce.

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Effect of Divorce on Filing Bankruptcy Again

The timing rules don’t change if you filed bankruptcy before your divorce and now need a new one. But there ARE some important twists.

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Conditions when Divorcing Spouses Should Consider Filing a Chapter 7 Together

Rarely should a couple consider filing bankruptcy together. It takes a combination of circumstances, and independent legal advice, to do so.

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Can and Should Divorcing Spouses File a Chapter 7 Together?

Under bankruptcy law they CAN file a joint bankruptcy. But often it’s not such a good idea. Sometimes it’s a very bad idea.

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Divorce and Bankruptcy Q&As

Here are straight answers to some of the most important questions about bankruptcy dealing with divorce.

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Avoiding Bankruptcy Crimes

You’re not likely breaking some bankruptcy criminal laws. But if you are or are considering doing so, here’s what they are.

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Dealing with A Civil Lawsuit Related to Criminal Charges

Criminal charges can also lead to civil claims against you. Bankruptcy can help with certain crucial aspects of civil litigation.

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Bankruptcy Helps Even if It Can’t Write Off Criminal Debts

Bankruptcy can’t write off criminal fines or restitution. None of its Chapters can. But bankruptcy can still help in other crucial ways.

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Chapter 13’s Tools for Your Vehicle Loan

Chapter 13 gives you a number of tools to help you deal with your vehicle loan. Chapter 7 “straight bankruptcy” and Chapter 13 “adjustment of debts” give you two very different ways of attacking your debts.

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