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What IS Bankruptcy?

December 26, 2016 by Chris Kane

When you file a bankruptcy case, what exactly allows you to legally stop paying creditors? What do they get in return?   Bankruptcy Is Simply a Legal Option Filing bankruptcy is one legal option to consider if you are having serious financial problems. It may or may not solve your financial ... Read More »

Filed Under: Bankruptcy History Tagged With: Bankruptcy Code, bankruptcy option, bankruptcy options, filing bankruptcy, filing Chapter 7, moral choice

What’s “Chapter 20”?

December 5, 2016 by Chris Kane

If you owe too much debt but still need Chapter 13, “Chapter 20” may be your best solution.   How Much Is Too Much Debt? Chapter 13 “adjustment of debts” has debt limits. A person or couple can’t be in a Chapter 13 case with more than $394,725 in total unsecured ... Read More »

Filed Under: Bankruptcy History, Bankruptcy Procedure Tagged With: automatic stay, benefits of Chapter 13, Chapter 13 debt limits, Chapter 13 discharge, Chapter 7, Chapter 7 discharge

Independence from Debt

July 4, 2016 by Chris Kane

This 4th of July make your move towards financial freedom.  Get informed. You’ll feel tons better once you know your options.   Is This Your Life Today? If you’re reading this most likely you’ve got some rather serious financial problems. Most likely your debts are ... Read More »

Filed Under: Bankruptcy History Tagged With: attorney fees, bankruptcy attorneys, bankruptcy option, bankruptcy options, secured creditors, unsecured debts

Three Types of Debts

April 6, 2016 by Chris Kane

Your debts can be “secured,” “priority” or “general unsecured.” How they're treated in bankruptcy depends on which type they are.   The purpose of bankruptcy is to deal with your debts. You want to know: Will you still owe anything to anybody after filing bankruptcy? What happens to debts you ... Read More »

Filed Under: Bankruptcy History, Bankruptcy Procedure Tagged With: Chapter 13 plan, Chapter 7, discharge of debts, general unsecured debts, Portland bankruptcy lawyer, priority debts, priority debts in Troutdale OR, secured debt, secured debts in Portland OR

The U.S. Constitution and Code on Bankruptcy

April 4, 2016 by Chris Kane

Bankruptcy is federal law, based on the U.S. Constitution and found in the Bankruptcy Code at Title 11 of the U.S. Code.   If you’re considering bankruptcy and are trying to read up on it, this may help make sense of it. The U.S. Constitution The Constitution gave Congress the power “to ... Read More »

Filed Under: Bankruptcy History Tagged With: Bankruptcy Code, Chapter 13, Chapter 7, Chapter 7 in Portland OR, Congress, Northeast Portland bankruptcy lawyer, qualifying for bankruptcy in Portland OR, statutes, U.S. Constitution

Bankruptcy As a Good Moral Choice

April 1, 2016 by Chris Kane

How do you decide when it's morally appropriate to break your promises to pay your debts?   We Humans Are Moral Creatures Your decision about whether to file bankruptcy could sensibly be just a weighing of its economic costs and benefits. But there’s more to life than dollars and cents. Whether in ... Read More »

Filed Under: Bankruptcy History Tagged With: discharge debts, moral choice, Northeast Portland bankruptcy lawyer, qualifying for bankruptcy, qualifying for Chapter 13 in Gresham OR, qualifying for Chapter 7, qualifying for Chapter 7 in Portland

Bankruptcy Simplified

March 30, 2016 by Chris Kane

Bankruptcy gives you two main options--Chapter 7 and 13--and then options within those, for taking charge of your financial life.    What is Bankruptcy? Bankruptcy is a legal option for dealing with your debts. It enables you to face your financial life in an honest and realistic way. It ... Read More »

Filed Under: Bankruptcy History Tagged With: Chapter 13, Chapter 13 plan, Chapter 7, discharge of debts, discharge of debts in Portland, Multnomah County bankruptcy lawyer, priority debts, priority debts in Troutdale OR, secured creditors

The New Median Income Amounts for the Chapter 7 “Means Test”

March 21, 2016 by Chris Kane

Besides the many 3-year cost of living increases happening on April 1, 2016, new median income amounts also start applying on the same day.   Last week we finished a series of about a dozen blog posts related to an every-3-year cost of living adjustment of many of the dollar amounts that are ... Read More »

Filed Under: Bankruptcy History, Bankruptcy Procedure Tagged With: cost of living increase, disposable income, income, means test, median family income, median income

A Chapter 13 Debt Limit Increase

March 9, 2016 by Chris Kane

As of April 1, 2016 you can have a little more debt and still qualify for a Chapter 13 "adjustment of debts."   Why Debt Limits in Chapter 13? You can have an unlimited amount of debt when you file a Chapter 7 “straight bankruptcy.” However, there are debt limits when filing a ... Read More »

Filed Under: Bankruptcy History, Chapter 13 Tagged With: Chapter 13 debt limits, Chapter 13 plan, qualifying for bankruptcy, secured creditors, unsecured debts

A Chapter 7 “Means Test” Calculation Adjustment

March 7, 2016 by Chris Kane

As of April 1, 2016 you can have a little more "disposable income" and still pass the "means test" to qualify for Chapter 7 bankruptcy.   Means Test The “means test” determines whether you have enough income after your expenses (that is, enough “disposable income”) to ... Read More »

Filed Under: Bankruptcy History, Chapter 7 Tagged With: business debts, disposable income, exemption from means test, IRS, means test, median income

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Welcome to the Portland Bankruptcy Law Blog

I'd like to help you overcome your financial problems. One good way to start is to provide you with accurate and timely information about the bankruptcy laws. I do that here through informative blog posts, with a new one published here every week. I've been doing this for years so there is a wealth of information for you here.

But please be aware that since you are unique person you need a highly personalized solution to your challenges. That requires the analysis and advice of a conscientious and highly experienced attorney. That's really the only sensible way to get the benefit of the many powerful and effective remedies that the law provides.

So I hope the information provided here is helpful to you. Please contact me for guidance to a much better place:

503-380-7822

Recent Posts

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  • Bankruptcy Attorney Portland, Or | Bankruptcy Lawyer Oregon | Christopher J. Kane P.C.

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