When you find yourself in over your head with debt, you may consider filing for bankruptcy. Bankruptcy is the process by which you settle with your creditors in court. According to Equifax, you can settle with your creditors in one of two ways: By reorganizing your debt to make payments more ... Read More »

Your bankruptcy petition is a very important document. You must file it with the Oregon bankruptcy court to start your bankruptcy. This document must contain all the information the court will need to conduct your hearing and finalize your bankruptcy. If you leave out information, it could lead to a ... Read More »

Starting a new business is an optimistic endeavor, yet the odds are not necessarily in your favor. While approximately 80% of new businesses survive the first year, only about half reach the five-year mark, and two-thirds or so fail before reaching their 10th anniversary.  If your small business is ... Read More »

When people approach the process of filing for bankruptcy, they often have a lot of questions and they may have uncertainty regarding various facets of filing for bankruptcy and how this move will affect their life. Before moving forward with a bankruptcy petition, it is critical for people to ... Read More »

Bankruptcy discharge is the process of having your debt forgiven after filing for chapter 7. At this point, it is no longer permissible for creditors to contact you in order to recoup a debt, which can be a great relief to the filer. The Balance explains the bankruptcy discharge process as it ... Read More »

As a debt repayment plan, chapter 13 allows you to keep your home and other possessions while discharging many types of debt. You must meet certain criteria to be eligible for chapter 13, as it’s crucial that you’re able to keep up with payments for the duration of the repayment term, which usually ... Read More »