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Blog
- The Chapters of Bankruptcy
- What IS Bankruptcy?
- When File a “Chapter 20”?
- What You Need to Know About Judicial Foreclosures in Oregon
- Federal Limit on the Amount of Your Homestead Exemption
- The Debtor, Creditors, and Clerk in a Bankruptcy Case
- How Do You Decide Whether to File Bankruptcy?
- Your Options Instead of Bankruptcy
- Bankruptcy by Example: Even a Simple Chapter 7 Case Can Prevent or Stop an Income Tax Garnishment
- Saving Your Oregon Home from a Judicial Foreclosure Through the Power of Chapter 13
- Chapter 13 Advantages for Resolving Income Tax Debts
- If You Owe a Lot of Income Taxes, the Advantages of Bankruptcy-Part 2
- Why Consider Bankruptcy If You’ve Been Charged with a Crime?
- Your Income Tax Debt Paid through an “Asset Chapter 7 Case”
- Chapter 7 Helps with Income Tax Debt Even Without Writing off Any of It
- Making Sense of Bankruptcy: The Most Basic Information
- Making Sense of Bankruptcy: What’s the Required “Debtor Education”?
- Mistakes to Avoid–Prevent Judgment Liens against Your Home
- Mistakes to Avoid–Surrendering Your Vehicle or Getting it Repossessed
- Making Sense of Bankruptcy: The Sometimes Easy, Sometimes Not So Easy, Choice between Chapter 7 and 13
- Making Sense of Bankruptcy: Can a Non-Citizen File Bankruptcy?
- Chapter 7 and Chapter 13–Unsecured Debts
- Making Sense of Bankruptcy: The Truth about Qualifying to File a Chapter 7 Case
- Making Sense of Bankruptcy: Qualifying for Chapter 13
- Discharging Your Debts in Bankruptcy
- Three Types of Debts
- Making Sense of Bankruptcy: Using State Property Exemptions in Federal Bankruptcy
- The U.S. Constitution and Code on Bankruptcy
- Bankruptcy As a Good Moral Choice
- Making Sense of Bankruptcy: 5 Powerful Ways Chapter 13 Saves Your Home
- Making Sense of Bankruptcy: 5 More Powerful Ways Chapter 13 Saves Your Home
- Two Separate and Distinct Lists of Debts Which Are Not Written Off in Bankruptcy
- Continue Operating Your Business by Gaining Control over Tax Debts
- You’ve Been Served with a Collection Lawsuit? What to Do Now?
- The “Automatic Stay” Stops the IRS
- Bankruptcy Timing and the Holidays: “Preference” Payments
- Bankruptcy Timing and the Holidays: Personal Injury Damages from Driving Under the Influence
- Using Chapter 7 “Straight Bankruptcy” to Deal with a Judicial Foreclosure of Your Home
- Big Mistakes to Avoid When Considering Bankruptcy
- Bankruptcy Timing and the Holidays: Gift-Giving and “Fraudulent Transfers”
- Mistakes to Avoid: Paying a Favored Creditor Before Filing Bankruptcy
- Mistakes to Avoid: Selling or Borrowing Against Assets Protected in Bankruptcy
- Bankruptcy Timing and the Holidays: The “Cash Advances” Presumption of Fraud
- Bankruptcy Timing and the Holidays: The “Luxury” Presumption of Fraud
- Giving Thanks for Chapter 7 “Straight Bankruptcy”
- Bankruptcy Timing and the Holidays: Extra Income in December Affecting the “Means Test”
- Chapter 7 and Chapter 13–Income Tax Lien Partly Secured by Equity in Your Home
- Even If You Have a Big Debt That Can’t Be Written Off, Bankruptcy Can Be a Very Good Solution
- Giving More Thanks for Chapter 7 “Straight Bankruptcy”
- Thanksgiving for the Rule of Law
- Giving Final Thanks for Chapter 13 “Adjustment of Debts”
- Giving Thanks for Chapter 13 “Adjustment of Debts”
- Giving More Thanks for Chapter 13 “Adjustment of Debts”
- Chapter 7 and Chapter 13–Owe Both Newer and Older Income Taxes
- Chapter 7 and Chapter 13–An Income Tax Lien Secured by Equity in Your Home
- Special Income Considerations for Oregon Seniors Considering Bankruptcy
- Mistakes to Avoid–Selling Your Home under Pressure instead of Waiting until a Better Time
- Making Sense of Bankruptcy: “Converting” from a Chapter 13 Case to a Chapter 7 One
- What if Your Vehicle is Worth More Than the Vehicle Exemption Allowed in a Chapter 7 Case?
- Bankruptcy by Example: Stop the IRS and the Oregon Department of Revenue from Levying on your Vehicle
- Bankruptcy by Example: The Advantages of Filing a Chapter 7 Bankruptcy to Prevent a Recorded Tax Lien
- Bankruptcy by Example: How Chapter 13 Resolves an Income Tax Lien on Your Home-Part 1
- Bankruptcy Timing and the Holidays: Filing in December May Shorten Chapter 13 Case by 2 Years
- Making Sense of Bankruptcy: Does Chapter 7 or Chapter 13 Better Protect Your Home?
- Close Your Business While Resolving Your Tax Debts though Bankruptcy
- Bankruptcy by Example: How Chapter 13 Resolves an Income Tax Lien on Your Home-Part 2
- Bankruptcy by Example: Permanently Stop Collection of Back Child or Spousal Support
- What Is a Chapter 7 “Asset Case”?
- Bankruptcy by Example: Pay Off Taxes Based on What You Can Afford to Pay Instead of What the IRS and Oregon Department of Revenue Want You to Pay
- Get Special Protection for Your “Codebtors” Under Chapter 13
- Bankruptcy by Example: Future Income Tax Refunds in a Chapter 13 Case
- Bankruptcy by Example: Even If You’re Already in a Tax Installment Payment Plan, Consider the Benefits of Bankruptcy
- Court Goes Easy on Formerly Wealthy IT Executive’s Attempt to Write Off $29 Million in Income Taxes
- Some Divorce Debts CAN Be Written Off in Bankruptcy
- Bankruptcy by Example: Write Off Some of Your Income Taxes Owed, and Settle the Rest
- More on the New Oregon Bankruptcy Ruling Forcing Mortgage Lenders to Accept Title to a Home to Stop the Homeowner’s Future HOA Liabilities
- The New Median Income Amounts for the Chapter 7 “Means Test”
- Are Creditors Right When They Say You Can’t Write Off Their Debt in Bankruptcy?
- Is There Such a Thing as a “Medical Bankruptcy”?
- Including Current-Year Income Taxes in Your Chapter 13 Case
- Making Sense of Bankruptcy: Protecting Your Home from Foreclosure with the “Automatic Stay”
- What Is Considered “income” for The Chapter 7 “means Test”
- Write Off More Income Taxes through Pre-Bankruptcy Planning
- Chapter 7 and Chapter 13–Older Income Taxes
- Oregon Bankruptcy Judge Rules that Mortgage Lenders Can Be Compelled to Accept Title to a Home Being Surrendered by the Homeowner, Cutting Off the Homeowner’s Future HOA Liabilities
- Making Sense of Bankruptcy: Important Exceptions to the Protections of the “Automatic Stay”
- Bankruptcy by Example: You Can File a Chapter 7 Case without Qualifying under the “Means Test” if You Don’t Have “Primarily Consumer Debts”
- Chapter 7 and Chapter 13–Newer Income Taxes
- Bankruptcy by Example: The Military-Related Exemptions from the “Means Test”
- Chapter 7 and Chapter 13–Delayed Sale of Your Home
- Chapter 7 and Chapter 13–Child and Spousal Support
- Chapter 7 and Chapter 13–Selling Your Home in the Near Future and Protecting Its Increased Equity
- Writing Off Income Taxes through Chapter 7
- Chapter 7 and Chapter 13–Too Much Equity in Your Home
- Chapter 7 and Chapter 13–Selling Your Home with Equity but Have Lots of Other Debts
- What Happens to Income Taxes in Bankruptcy
- Bankruptcy by Example: Keep What You Own Under Chapter 7 Even If It’s Not Protected by an Exemption
- Chapter 7 and Chapter 13–Unpaid Child or Spousal Support Lien on Your Home
- New Year Resolution #15: Get a Fast Financial Fresh Start, Leaving You with No Debts or Only the Debts You Can Handle
- Be Careful About a Recently Dismissed Bankruptcy Case
- Chapter 7 and Chapter 13–Stripping a Second (or Third) Mortgage
- When It Makes Sense to File Bankruptcy Too Soon to Discharge Debts
- Chapter 7 and Chapter 13–Resolving Your Property Tax Debt
- If You Filed Bankruptcy Before, when Exactly Can You File Again?
- A Very Special Way Chapter 13 Saves Your Home
- Ten Huge Ways Chapter 13 Saves Your Home
- Chapter 7 Can Help You Close Your Business by Giving Your Bankruptcy Trustee the Headache of Selling Your Last Business Assets
- Chapter 7 and Chapter 13–Avoiding Judgment Liens on Your Home
- What Is Your State for the “Means Test”?
- Does the Oregon Retirement Exemption Already Effectively Overturn the U.S. Supreme Court’s Ruling Limiting the IRA Exemption?
- Chapter 7 and Chapter 13–Home Mortgage Overview
- Chapter 7 and Chapter 13–Surrendering Your Home
- Chapter 7 and Chapter 13–“Cramdown” on Personal Property Collateral
- Chapter 7 and Chapter 13–More Vehicle Loans
- What’s “Chapter 20”?
- Chapter 7 and Chapter 13–Personal Property as Purchased Collateral
- Bankruptcy by Example: Buy Time to Move by Delaying the Foreclosure of Your Home
- Chapter 7 and Chapter 13–Vehicle Loans
- A Solution Better than a Short Sale
- How Bankruptcy Handles Income Tax Debts
- Short Sales: Often neither “Short” nor Successful “Sales”
- How Bankruptcy Handles Newer Income Tax Debts
- What’s the Size of Your Family for the “Means Test”?
- How Bankruptcy Handles a Recorded Income Tax Lien that Is Fully Secured by Your Assets
- How Bankruptcy Handles Withholding Taxes Owed on Behalf of an Employee
- How Chapter 13 Helps If You Are Behind on Your Vehicle Loan or Owe More on That Loan than the Vehicle is Worth
- Buying Time on Your Home with a Straight Bankruptcy
- Creditors You Want to Pay in Spite of Needing to File Bankruptcy
- Bankruptcy Simplified
- Paying a Favorite Creditor After Filing Bankruptcy
- Avoiding the “Presumption of Fraud” for Recent “Luxury” Purchases and Cash Advances
- Pay Less on Your Vehicle Loan Every Month & Pay It Off for Less Money
- Mortgage Lenders’ Mistakes Create Opportunities for Distressed Homeowners
- How Bankruptcy Handles Pending Income Tax Refunds under Chapter 7
- Changes in Circumstances During Your Chapter 13 Case and What You Can Do About Them
- No Link Found Between Bankruptcy and Employment Prospects
- Can Bankruptcy Save My Home?
- Creditor Found in Violation of Automatic Bankruptcy Stay
- What Are the Short- and Long-Term Credit Impacts of Bankruptcy?
- Avoiding Frequent Mistakes Made in Estate Planning
- Stripping Judgment Liens from Your Home’s Title
- Bankruptcy Job Discrimination Is Illegal
- Oregon Employers Can’t Use Your Credit Report Any More When Deciding Whether to Hire You
- How Bankruptcy Handles a Pending Income Tax Refund under Chapter 13
- New Bills in Congress Would Allow Discharge of Private Student Loans
- Can I Keep My Car or Truck If I File a “Straight” Chapter 7 Bankruptcy?
- Practical Ways Bankruptcy Can Help With the New Foreclosure Defense Opportunities
- U.S. Bankruptcy Filings Increased by 9% in 2010, By More Than 10% in Oregon
- Saving Your Home with a Chapter 13 Case: What If You Miss a Plan Payment?
- How Bankruptcy Handles Income Taxes that Your Ex-Spouse is Required to Pay But Isn’t
- Bankruptcy DOES Help Resolve Your Business Tax Debts
- Bankruptcy by Example: Pass the “Means Test” the Easy Way
- Collection against Your Business Not “Stayed” by Your Personal Bankruptcy
- Chapter 7 Can Help You Deal with Taxes from Your Closed Business
- Chapter 7 Can Help You Avoid or Escape a Business Lawsuit
- Chapter 7 Can Help You Deal with Secured Debts from Your Closed Business
- Chapter 7 Bankruptcy Can Help You Walk Away from Your Business
- Independence from Debt
- Chapter 7 Bankruptcy Can Help You Leave Your Mortgage Behind
- Chapter 7 Bankruptcy Can Remove a Judgment Lien
- Use Chapter 13 if You’re Behind on Your Vehicle Loan
- How Bankruptcy Handles Income Taxes Very Well under Chapter 13, Even Those that Could Be “Discharged” under Chapter 7
- How Bankruptcy Handles Income Tax Levies
- Chapter 7 Bankruptcy Can Buy You Just a Little Extra Time for Your Home
- How Bankruptcy Handles an Income Tax Installment Agreement that You Are about to Break
- How Bankruptcy Handles Unpaid Employment Taxes Allegedly Owed by a Non-Owner of the Business
- How Do Chapter 7 and Chapter 13 Help Me Deal with a Foreclosure Threat to My Home Which I Want to Save?
- The Challenges and Dangers of Short Sales
- Is Bankruptcy an Option Even if You Are Not a Citizen of The United States?
- The Effects of Filing Bankruptcy if You Are Not a U.S. Citizen
- Asset Exemptions in Chapter 13
- Support Obligations in Bankruptcy
- How Bankruptcy Handles Income Taxes You Expect to Owe for the Current Tax Year
- Justice Moves Slowly, Even When (Especially When) It Involves Anna Nicole Smith
- In Oregon It’s Now Easier to Keep Your Income Tax Refund in A Chapter 7 Bankruptcy
- Gay Married Couples May Now (Apparently) File Bankruptcy Jointly
- How Bankruptcy Handles Income and Withholding Taxes You Owe as the Business Owner of a Sole Proprietorship
- How to Pay Some or All of Your Income Tax Debt Through Your Chapter 7 Trustee
- Regular Chapter 7 Bankruptcy Can Be Your Tax Debt Solution
- Write Off More Income Taxes Through Savvy Planning
- Special Bankruptcy Considerations for Oregon Seniors
- Bankruptcy Alternatives to a Short Sale
- Buying Time Before Selling Your Home
- Making Sense of Bankruptcy: Defeating Challenges to the Legal Write-off of “Luxury” Purchases and Cash Advances
- When Should I Update My Estate Plan?
- Making Sense of Bankruptcy: Discharging Disputed Debts, Challenges for “Willful and Malicious Injury”
- Making Sense of Bankruptcy: Discharging a Debt Owed for Committing Fraud in a Fiduciary Capacity
- What Is Driving the High Bankruptcy Rates Among Older People?
- Can Creditors Object to Debt Discharge?
- Encircling Debt Makes It Hard to See Where Bankruptcy Could Help
- How Bankruptcy Handles Income Taxes You Must Pay, through a Chapter 13 Case
- How Bankruptcy Handles Income Taxes You Simply Can’t Afford to Pay
- How Does a Chapter 13 Bankruptcy Work?
- Making Sense of Bankruptcy: Choosing between Chapter 7 and Chapter 13 to Save Your Home
- How to Stop Creditor Harassment
- Should You Reaffirm Your Mortgage After Bankruptcy?
- Making Sense of Bankruptcy: The Role of Honesty
- What Information Do I Need for My Bankruptcy Petition?
- Bankruptcy Options Depend on Business Type
- Making Sense of Bankruptcy: Avoiding the “Means Test” in a Business Bankruptcy
- Crucial Facts About Child and Spousal Support in Bankruptcy
- Special Debt Considerations for Oregon Seniors Considering Bankruptcy
- Looking Into Some of The Financial Perks of Chapter 13
- How Bankruptcy Handles The Writing Off of Income Taxes with a Simple Chapter 7 Case
- Tax Day 2015: The 10 Most Important Ways Bankruptcy Helps Deal with Your Tax Debt
- Can Bankruptcy Put an End to Creditor Harassment?
- How Bankruptcy Handles Paying Both Income and Withholding Taxes for a Business Owner through Chapter 13
- Finding Time to Focus on Your Estate Plan
- Making Sense of Bankruptcy: The Words You Need to Understand
- How Can a Bankruptcy Save Your Oregon Business?
- Making Sense of Bankruptcy: The Chapter 13 Payment Plan
- The Military Exemptions from the Chapter 7 “Means Test”
- 5 More Crucial Facts About Income Taxes in Bankruptcy
- Making Sense of Bankruptcy: Using the Pickiness of the “Means Test” to Your Advantage
- The Business Debt Exemption from the Chapter 7 “Means Test”
- Is Chapter 11 Bankruptcy Right for Your Small Business?
- 5 Crucial Facts About Income Taxes in Bankruptcy
- A Chapter 7 “Means Test” Calculation Adjustment
- Making Sense of Bankruptcy: The Vehicle Loan “Cramdown”
- Making Sense of Bankruptcy: Should You File a Bankruptcy for Your Closed Business and a Separate One for You Personally?
- What Is the Bankruptcy Means Test?
- You’re Now More Likely to Be Paid More Back Wages by Your Bankrupt Former Employer
- Is Chapter 13 Better for Your Credit Rating than Chapter 7?
- 12 Questions While Dealing with Collateral Other than Your Home or Vehicle
- Making Sense of Bankruptcy: Curing Child and Spousal Support Arrearage
- 13 Ways Bankruptcy Helps You with Your Vehicle
- Larger Families More Likely to Qualify for Shorter Chapter 13 Cases
- Making Sense of Bankruptcy: Catch up on your Home Mortgage Arrearage
- More Powers of a Simple Chapter 13 Case
- Are Your Student Loans Discharged when You File for Bankruptcy?
- Making Sense of Bankruptcy: Strip a Second (or Third) Mortgage Off Your Home
- A Chapter 13 Debt Limit Increase
- Creative Uses of the Homestead Exemption
- Making Sense of Bankruptcy: Qualifying for a Second (or Third) Mortgage “Strip”
- When Should You Create an Estate Plan?
- Chapter 13’s Tools for Your Home Mortgage
- Special Asset Considerations for Oregon Seniors Considering Bankruptcy
- The Maximum IRA Exemption
- The Homestead Exemption Cap
- What Is the Bankruptcy Means Test and Why Does It Matter?
- Do I Lose My Suppliers if I File for Bankruptcy?
- What You Need to Know Before Filing a Chapter 7 Bankruptcy
- Making Sense of Bankruptcy: Can Filing a Chapter 11 Reorganization Save Your Business?
- What Makes a Simple Chapter 13 Case
- More New Bankruptcy Dollar Amounts Effective Soon
- New Thresholds for a “Luxury” Purchase or Cash Advance to Be Presumed Fraudulent
- New Bankruptcy Dollar Amounts Effective April 1, 2016
- More Special Asset Considerations for Oregon Seniors Considering Bankruptcy
- Upcoming Increase in Federal Property Exemptions
- What Determines the Length of Your Chapter 13 Case?
- Will Chapter 13 Get Rid of My Second Mortgage?
- A Fresh Start against Your Co-Signer
- Am I Eligible for Chapter 13?
- What Is Bankruptcy Discharge?
- Making Sense of Bankruptcy: How Do You Choose between Chapter 7 and 13 If You Owe Money to Your Ex-Spouse?
- A Fresh Start with an Income Tax Lien on Your Home
- A Fresh Start with the Child or Spousal Support Lien on Your Home
- Lottery Winnings and Estate Planning
- Special Creditors Who Are NOT Stopped by a Bankruptcy Filing
- Flexibility in the Length of Your Chapter 13 Case
- Bankruptcy Cannot Discharge All Debts
- Get Chapter 13 Help for Special Debts
- How Can I Avoid Common Estate Planning Mistakes?
- A Fresh Start at Protecting Your Co-Signer Better
- What Makes a Simple Chapter 7 Case
- Your Simple Debts, Your Complicated Debts
- A Fresh Start for Your Home Equity Encumbered by a Tax Lien
- Multiple Bankruptcy Filings Can Disqualify You from the Crucial “Automatic Stay”
- Advantages of Paying Your 2015 Income Tax through Chapter 13
- Strategic Considerations for Oregon Seniors Considering Bankruptcy
- Can I Keep My Income Tax Refund If I File a Chapter 7 Bankruptcy?
- If I Have Filed Bankruptcy, Can I File a Bankruptcy Again?
- The Judgment Liens that Can Be “Avoided” from Your Home’s Title
- Paying Your 2015 Income Taxes in an “Asset Chapter 7” Case
- Consumer Warning: A Scam Targeting Bankruptcy Filers
- Chapter 7 and Chapter 13–Exempt and Not Exempt Assets
- Can I Keep My Income Tax Refund If I File a Chapter 13 Case?
- A Fresh Start by “Avoiding” a Judgment Lien on Your Home
- Making Sense of Bankruptcy: When A Consumer Chapter 7 “Straight Bankruptcy” Is Appropriate
- A Fresh Start with a Mortgage Modification
- A Fresh Start on Your Home with Chapter 13
- A Fresh Start on Your Vehicle Loan through Chapter 13 “Cramdown”
- What Happens if I Die without A Will?
- When a Creditor Accuses You of Misusing Credit
- A Fresh Start by “Stripping” Your Second Mortgage
- The Discharge of Debts in Bankruptcy
- Discharging Income Taxes through Chapter 7 Bankruptcy
- A Fresh Start on Your Home If You’re Behind on Your Mortgage
- “Converting” from Chapter 13 into Chapter 7
- Bankruptcy Is a Moral Choice
- A Fresh Start with a Forbearance Agreement
- Debts Not Written Off in Bankruptcy
- Final Strategic Considerations for Oregon Seniors Considering Bankruptcy
- Protection from Creditors Through the Automatic Stay
- Did You Lose Your Home to Foreclosure from 2008 Through 2011? You May Be Eligible for Cash from the Recent National Mortgage Settlement
- The Starting Point: Are You Eligible for Chapter 7, Chapter 13, or Both?
- Bankruptcy Protects Your Assets
- A Fresh Start on Your Vehicle Loan through Chapter 7 “Reaffirmation”
- Bankruptcy Timing: Filing in 2016 to Write Off More Income Taxes with Chapter 13
- Consequences of Voluntarily Dismissing Your Chapter 13 Case
- A Fresh Start on Your Vehicle Loan through Chapter 7 “Redemption”
- Keeping Your Present and Future Income Tax Refunds in an Oregon Chapter 13 Bankruptcy
- What’s a Vehicle Loan Cram Down, and Can I Do It?
- Reaffirming Your Vehicle Loan through Chapter 7 Bankruptcy
- Lowering Your Vehicle Loan Payments through Chapter 13 Bankruptcy
- Bankruptcy Timing: Include Income Taxes Owed for 2015 by Filing Chapter 13 in Early 2016
- I Know Who My Bankruptcy Trustee Is, But Now Who is the ”U. S. Trustee”?
- The Pursuit of Happiness This 4th of July
- The New Year, a Fresh Start!
- The Exceptions to The Discharge of Debts
- Making Sense of Bankruptcy: Writing off a Non-Support Debt
- Making Sense of Bankruptcy: How Filing a Chapter 7 or 13 Case Stops Creditors’ Actions against You
- Bankruptcy Timing and the Holidays: Filing in 2016 to Cover More Income Taxes
- What’s the “Means Test” and Can I Pass It?
- What’s So Special About “Priority” Debts?
- Discharging a Student Loan through Bankruptcy
- Income Tax Liens in Bankruptcy
- Income Taxes Discharged in Bankruptcy and Those Not
- Making Sense of Bankruptcy: What Is a No-Asset Chapter 7 Case?
- The Bankruptcy Code
- Making Sense of Bankruptcy: How Does Chapter 7 Handle the Collateral Securing My Debts?
- Debts Not Listed in Your Bankruptcy Documents
- Making Sense of Bankruptcy: Should You File Bankruptcy without Your Spouse If the Debts are Only in Your Name?
- Peace on Earth, Good Will to All: Merry Christmas!
- Mistakes to Avoid–Selling Your Home Because You Owe Income Taxes
- Making Sense of Bankruptcy: Is My Income Low Enough to Pass the “Means Test”?
- Chapter 13 As a Special Tool for Dealing with Special Debts
- Your Chapter 13 Trustee Has Multiple Roles
- Debts from an Accident from Driving While Intoxicated
- If You Want a Straightforward Chapter 7 Case, Cooperate with Your Bankruptcy Trustee
- Chapter 13 Conquers Your Income Tax Headaches by Saving Money, Giving You Flexibility, and Protecting You from The Irs and The Oregon Department of Revenue
- The Impact of One Spouse’s Bankruptcy Filing on A Divorce Proceeding
- Chapter 7 and Chapter 13–Encumbered Assets
- What Does the Bankruptcy Trustee Do, and Why Are There 3 Different Kinds?
- Passing the Chapter 7 “Means Test” Even if Your Income is High
- Chapter 7 and Chapter 13
- Child or Spousal Support Not Written Off in Bankruptcy
- Criminal Debts Are Not Discharged in Bankruptcy, and Yet . . .
- Escaping a Chapter 13 Case Filed Jointly with Your Spouse
- Mistakes to Avoid–Selling Your Home Just Because You’re Behind on Property Taxes
- Considerations About Filing Bankruptcy After Your Divorce if You’ve Filed Before
- Avoiding “Preference” Shock—Except When You Don’t Want To
- Making Sense of Bankruptcy: Filing without Your Spouse to Protect His or Her Assets
- Mistakes to Avoid–Selling Your Home Because You Can’t Afford the Mortgage Payments
- New Oregon Law Makes Filing Bankruptcy Even Simpler and Safer
- Making Sense of Bankruptcy: How Can Bankruptcy Write Off My Debts?
- Effect of Divorce on Filing Bankruptcy Again
- Avoiding Bankruptcy Crimes
- Debts Not Discharged in Bankruptcy
- Use Bankruptcy to Deal with Income Tax Debts from Your Closed or Closing Business
- Conditions when Divorcing Spouses Should Consider Filing a Chapter 7 Together
- New Oregon Law for the First Time Makes Available the Generous Federal “Wildcard” Exemption
- Making Sense of Bankruptcy: Don’t Lose the Crucial “Automatic Stay” through Multiple Bankruptcy Filings
- Making Sense of Bankruptcy: Does Filing a Chapter 7 “Straight Bankruptcy” Stop a Home Foreclosure or is a Chapter 13 Needed?
- Mistakes to Avoid–Selling Your Home to Prevent Its Foreclosure
- Mistakes to Avoid–Selling Your Home to Pay off Your Ex-Spouse
- Making Sense of Bankruptcy: Potential Concerns about Recent Sales, Transfers and Gifts
- Making Sense of Bankruptcy: How to Protect Your Co-Signer
- Don’t Surrender Your Vehicle or Let it Get Repossessed Before Talking with a Bankruptcy Attorney
- Can and Should Divorcing Spouses File a Chapter 7 Together?
- Making Sense of Bankruptcy: What Happens if My Chapter 7 Trustee Wants to Take Something from Me?
- If You Owe Income Taxes, the Ways that Delaying Bankruptcy Can Hurt, and How Filing Now Can Help
- Making Sense of Bankruptcy: Avoid Dangerous “Preference” Payments
- Making Sense of Bankruptcy: Erasing a Judgment Lien from the Title to Your Home in a Chapter 7 “Straight Bankruptcy”
- Divorce and Bankruptcy Q&As
- Making Sense of Bankruptcy: Fraud-Based Debts Which Can Be Challenged by Creditors
- Making Sense of Bankruptcy: “Secured,” “Priority,” and “General Unsecured” Debts
- Making Sense of Bankruptcy: How Neither Chapter 7 nor Chapter 13 Can Write Off Debts from A Criminal Conviction but Can Still Provide Crucial Help
- Dealing with A Civil Lawsuit Related to Criminal Charges
- Crucial Timing and Applicability Considerations with the New Oregon Law Allowing Federal Property Exemptions
- Making Sense of Bankruptcy: How Secured Debts are Treated in a Chapter 7 “Straight Bankruptcy”
- Considerations for Married Couples about the New Oregon Law Allowing Federal Property Exemptions
- Making Sense of Bankruptcy: Debts That Are Not Discharged (Written off) in a Chapter 7 Bankruptcy
- Making Sense of Bankruptcy: “Converting” from a Chapter 7 Case to a Chapter 13 One
- Chapter 13 Benefits from the New Oregon Law Allowing Federal Property Exemptions
- The New Federal Property Exemptions Do NOT Apply Outside Bankruptcy
- Mistakes to Avoid–Selling Your Home without First Stripping the Second Mortgage
- Prevent Judgment Liens against Your Home or Other Real Estate
- Making Sense of Bankruptcy: How to Pay for Your Bankruptcy Lawyer
- How to Respond to an “Order for Examination of Judgment Debtor,” and What Happens if You Don’t?
- If You Owe a Lot of Income Taxes, the Advantages of Bankruptcy—Part 1
- Bankruptcy Timing and the Holidays: Filing in January to Qualify for Chapter 7 or Shorten Chapter 13 Case
- Who Is That U.S. Trustee Lurking in the Bankruptcy Shadows?
- Why It’s Crucial to File Bankruptcy BEFORE an IRS Tax Lien or Oregon Distraint Warrant is Recorded
- Making Sense of Bankruptcy: Should You Use a Petition Preparer to File Bankruptcy?
- Chapter 13’s Tools for Your Vehicle Loan
- Bankruptcy Helps Even if It Can’t Write Off Criminal Debts
- Making Sense of Bankruptcy: What’s the Required “Credit Counseling”?
- Mistakes to Avoid–Selling Your Home out of Desperation
- Why You Should File a Chapter 13 Case BEFORE an IRS Tax Lien or Oregon Distraint Warrant is Recorded
- Chapter 13 Gives You Lots More Time to Pay Crucial Creditors
- Chapter 7 if You Can’t Off All Your Debts
- Prevent “Execution” Against Your Home, Vehicle, and Other Possessions
- Chapter 7 if You’re Behind on Your Home or Vehicle
- The Advantages of Filing Bankruptcy BEFORE You Get Hit with an Income Tax Lien
- Complications to A Chapter 7 Case
- Keep Your Vehicle by Lowering the Monthly Payment and Paying Less Overall
- Chapter 7 vs. Chapter 13 and Your Collateral
- Chapter 7 vs. Chapter 13 and Your Personal Property Collateral
- Chapter 7 vs. Chapter 13 and Your Home Mortgage
- Bankruptcy by Example: Paying Less for Your Vehicle through “Cramdown”
- Chapter 7 vs. Chapter 13 and Your Vehicle Loan
- Chapter 7 vs. Chapter 13 and the Time Element
- New Guidelines on Student Loan Discharge in Bankruptcy
- Does Bankruptcy Stop Creditor Calls?
- Yes, You Can Repair Your Credit after Filing for Bankruptcy
- Can I Keep My House & Car If I File for Bankruptcy?
- Contact