Portland Bankruptcy Attorney

Bankruptcy Lawyer Portland Or

Portland Bankruptcy Attorney
CALL 503-380-7822
email-iconmap-marker
  • Home
  • Bankruptcy
    • Personal Bankruptcy
    • Business Bankruptcy
    • Zero Down Bankruptcy
    • Foreclosure
    • Chapter 7 Bankruptcy
    • Chapter 13 Bankruptcy
  • Estate Planning
  • About
  • Contact

Chapter 13’s Tools for Your Vehicle Loan

April 17, 2017 by Chris Kane

Chapter 13 gives you a number of tools to help you deal with your vehicle loan. Chapter 7 vs. Chapter 13 in General Chapter 7 “straight bankruptcy” and Chapter 13 “adjustment of debts” give you two very different ways of attacking your debts. This includes your vehicle loan. ... Read More »

Filed Under: Vehicle Loans Tagged With: cramdown, vehicle cramdown, vehicle loan, vehicle loan arrearage, vehicle repossession

Chapter 7 if You’re Behind on Your Home or Vehicle

March 20, 2017 by Chris Kane

Chapter 7 may or may not give you enough help if you are behind on your home mortgage and/or vehicle loan.   Last week we got into two possible complications for Chapter 7 cases: if you have relatively high income, or if you have non-exempt assets—those that are not protected from ... Read More »

Filed Under: Secured Debts Tagged With: Foreclosure, home mortgage, home mortgage arrearage, reaffirmation, vehicle loan, vehicle repossession

Chapter 7 vs. Chapter 13 and Your Vehicle Loan

February 13, 2017 by Chris Kane

A Chapter 7 case makes sense if you want to keep your vehicle and don’t need much help doing so. Chapter 13 provides much more help.    In deciding between Chapter 7 and Chapter 13, for your vehicle loan is concerned, think about the two sentences above. First, you don’t need ... Read More »

Filed Under: Chapter 13, Chapter 7, Vehicle Loans Tagged With: vehicle cramdown, vehicle loan, vehicle loan arrearage, vehicle loans, vehicle repossession, vehicle surrender

Reaffirming Your Vehicle Loan through Chapter 7 Bankruptcy

April 27, 2016 by Chris Kane

Earlier this month we wrote about the three kinds of debts—secured, priority, and general unsecured. Today we get into secured debts, ones in which something you own secures the debt for the creditor. We start with vehicle loans. Specifically, in a Chapter 7 “straight bankruptcy” ... Read More »

Filed Under: Chapter 7, Vehicle Loans Tagged With: reaffirmation, vehicle loan, vehicle repossession, vehicle surrender

A Fresh Start on Your Vehicle Loan through Chapter 7 “Redemption”

January 11, 2016 by Chris Kane

You may be able to keep your vehicle for less money by “redeeming” it—paying its present fair market value instead of the full debt.   If you owe much more on your vehicle than it is worth and absolutely must keep this vehicle, you may greatly benefit from a fresh start on ... Read More »

Filed Under: Chapter 7, Vehicle Loans Tagged With: redeem your vehicle, redemption, vehicle cramdown, vehicle loan, vehicle repossession

A Fresh Start on Your Vehicle Loan through Chapter 7 “Reaffirmation”

January 8, 2016 by Chris Kane

A reaffirmation agreement makes you still liable on your vehicle loan so you can keep your car or truck after writing off your other debts.    The Problem Is it a struggle to make your car or truck payments? Have you been late on the payments and worried about your vehicle getting ... Read More »

Filed Under: Chapter 7, Vehicle Loans Tagged With: reaffirmation, vehicle insurance, vehicle loan, vehicle repossession, vehicle surrender

Giving Thanks for Chapter 7 “Straight Bankruptcy”

November 25, 2015 by Chris Kane

Chapter 7 has many important features deserving appreciation.   Filing a Chapter 7 bankruptcy case gives you many astounding benefits. We’ll start with 5 today, the day before Thanksgiving, and give you another 5 the day after Thanksgiving: 1) The “Automatic Stay” The moment ... Read More »

Filed Under: Chapter 7 Tagged With: automatic stay, means test, property exemptions, reaffirmation, vehicle loan

Chapter 7 and Chapter 13–Vehicle Loans

October 2, 2015 by Chris Kane

Two similar scenarios, two very different solutions for keeping a vehicle if you’re behind on payments.   Two blog posts ago the topic was about how Chapter 7 and 13 can help you keep collateral—including a vehicle on a vehicle loan. Now, after giving a quick summary, we’ll ... Read More »

Filed Under: Vehicle Loans Tagged With: reaffirmation, secured creditors, vehicle cramdown, vehicle loan, vehicle loan arrearage, vehicle repossession

Making Sense of Bankruptcy: How Does Chapter 7 Handle the Collateral Securing My Debts?

May 18, 2015 by Chris Kane

When you file a Chapter 7 "straight bankruptcy" case you can keep and pay for collateral or return it and not pay the debt.   Here’s today’s sentence that we’re explaining to help make sense of bankruptcy: If a debt is truly secured by collateral you usually have the option of ... Read More »

Filed Under: Bankruptcy Procedure Tagged With: Chapter 7, reaffirmation, secured creditors, secured debt, unsecured creditors, vehicle loan

Making Sense of Bankruptcy: The Vehicle Loan “Cramdown”

April 22, 2015 by Chris Kane

Chapter 13 may allow you to significantly reduce your monthly vehicle payment and to pay off the debt for thousands of dollars less.   In this “Making Sense” series, we’re helping you understand bankruptcy by explaining its main concepts within single sentences. Today’s ... Read More »

Filed Under: Chapter 13, Vehicle Loans Tagged With: cramdown, secured debts, unsecured debts, vehicle cram down, vehicle cramdown, vehicle loan

Recent Posts

  • No link found between bankruptcy and employment prospects
  • Creditor found in violation of automatic bankruptcy stay
  • What are the short- and long-term credit impacts of bankruptcy?
  • Bankruptcy Attorney Portland, Or | Bankruptcy Lawyer Oregon | Christopher J. Kane P.C.

Categories of Blog Posts

  • Portland Bankruptcy Attorney
  • Personal Bankruptcy
  • Business Bankruptcy
  • Stop Foreclosure
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Zero Down Bankruptcy
  • Filing Bankruptcy in Oregon
  • Testimonials
  • FAQ
  • Blog

FREE CONSULTATION

GET A FREE CONFIDENTIAL CONSULTATION THIS MONTH.
*Please see below.

CONTACT

Christopher J. Kane, P.C.

Address: 2207 NE Broadway, Suite 100, Portland OR 97232

Phone: 503-380-7822

Email: chris@ckanelaw.com


We are a debt relief agency.

We proudly help people understand their options and, if appropriate, help them file for bankruptcy relief under the Bankruptcy Code.

DIRECTIONS

CONNECT

  • Email
  • Facebook
  • LinkedIn
  • Twitter
Avvo - Rate your Lawyer. Get Free Legal Advice.
Best Bankruptcy lawyers in Portland
Best Bankruptcy Lawyers in Portland

* Using this form, or email, for communicating with us does not establish an attorney-client relationship, until we do that in writing. So please do not send confidential or time-sensitive information through this form or by email. You affirm that you have read and understand this disclaimer.
CAUTION: This website is to provide visitors with basic information about our firm, and information about how to contact us. Every situation is different, and no information on this website is legal advice on any specific question. You should not act on any of the information without first conferring with an attorney licensed in your jurisdiction. No attorney-client relationship or privilege is formed by visiting this site or by unsolicited email. Therefore, initial emails should not contain any confidential information. We may already represent parties adverse to you and cannot advise or represent you until we check for conflicts. We are licensed only in Oregon and offer our services only to those doing business in Oregon, unless we are associated with local counsel in accordance with other states laws. The applicable laws may have changed after the information on this website was published. While effort is made to keep the information current, you should not presume that all information is up to date. You must confer with an attorney to be sure you have current information.
Copyright © 2021 · Christopher J. Kane Attorney at Law · 503-380-7822 · Designed by Artizon Digital