Portland Bankruptcy Attorney

Christopher J. Kane, PC

Bankruptcy Attorney Portland
CALL 503-380-7822
email-iconmap-marker
  • Home
  • Bankruptcy
    • Personal Bankruptcy
    • Business Bankruptcy
    • Foreclosure
    • Chapter 7 Bankruptcy
    • Chapter 13 Bankruptcy
  • Estate Planning
  • About
  • Contact

13 Ways Bankruptcy Helps You with Your Vehicle

By Chris Kane

Bankruptcy protects your vehicle and helps you deal with your vehicle’s debt in many ways. Here are 13 of them.   1. Is your vehicle free and clear of any debt? That means it could be exposed to seizure by creditors for payment of their debts. Protect your free and clear vehicle(s) by ... Read More »

Filed Under: Discharge of Debts, Vehicle Loans Tagged With: redemption, repossession, vehicle cramdown, vehicle loans, vehicle repossession, vehicle surrender

Protection from Creditors through the Automatic Stay

By Chris Kane

The moment you file bankruptcy you and your property are protected from almost all collection attempts by your creditors.    The part of federal bankruptcy law called the “automatic stay” protects you from your creditors during a bankruptcy case. The Law on Automatic Stay The ... Read More »

Filed Under: Automatic Stay Tagged With: Foreclosure, lawsuit, repossession, stopping eviction, stopping repossession, vehicle repossession

Chapter 13’s Tools for Your Vehicle Loan

By Chris Kane

Chapter 13 gives you a number of tools to help you deal with your vehicle loan. Chapter 7 vs. Chapter 13 in General Chapter 7 “straight bankruptcy” and Chapter 13 “adjustment of debts” give you two very different ways of attacking your debts. This includes your vehicle loan. ... Read More »

Filed Under: Vehicle Loans Tagged With: cramdown, vehicle cramdown, vehicle loan, vehicle loan arrearage, vehicle repossession

Chapter 7 if You’re Behind on Your Home or Vehicle

By Chris Kane

Chapter 7 may or may not give you enough help if you are behind on your home mortgage and/or vehicle loan.   Last week we got into two possible complications for Chapter 7 cases: if you have relatively high income, or if you have non-exempt assets—those that are not protected from ... Read More »

Filed Under: Secured Debts Tagged With: Foreclosure, home mortgage, home mortgage arrearage, reaffirmation, vehicle loan, vehicle repossession

Chapter 7 vs. Chapter 13 and Your Vehicle Loan

By Chris Kane

A Chapter 7 case makes sense if you want to keep your vehicle and don’t need much help doing so. Chapter 13 provides much more help.    In deciding between Chapter 7 and Chapter 13, for your vehicle loan is concerned, think about the two sentences above. First, you don’t need ... Read More »

Filed Under: Chapter 13, Chapter 7, Vehicle Loans Tagged With: vehicle cramdown, vehicle loan, vehicle loan arrearage, vehicle loans, vehicle repossession, vehicle surrender

Use Chapter 13 if You’re Behind on Your Vehicle Loan

By Chris Kane

Chapter 13 gives you lots of time to catch up on your vehicle loan. Or you might not even need to catch up on it at all.   Chapter 7 sometimes gives you just enough of a break and enough time to catch up on your vehicle loan if you’re behind. But usually it only buys you a couple months. ... Read More »

Filed Under: Chapter 13, Vehicle Loans Tagged With: cramdown, vehicle cramdown, vehicle loan arrearage, vehicle loans, vehicle repossession

Lowering Your Vehicle Loan Payments through Chapter 13 Bankruptcy

By Chris Kane

“Cramdown” of your vehicle loan can solve the problems of a reaffirmation agreement by lowering payments and protecting you much better.    Our last blog post a couple days ago was about keeping your vehicle by “reaffirming” the vehicle loan under a Chapter 7 ... Read More »

Filed Under: Chapter 13, Vehicle Loans Tagged With: cram down, cramdown, vehicle cram down, vehicle cramdown, vehicle loan arrearage, vehicle repossession

Reaffirming Your Vehicle Loan through Chapter 7 Bankruptcy

By Chris Kane

Earlier this month we wrote about the three kinds of debts—secured, priority, and general unsecured. Today we get into secured debts, ones in which something you own secures the debt for the creditor. We start with vehicle loans. Specifically, in a Chapter 7 “straight bankruptcy” ... Read More »

Filed Under: Chapter 7, Vehicle Loans Tagged With: reaffirmation, vehicle loan, vehicle repossession, vehicle surrender

A Fresh Start on Your Vehicle Loan through Chapter 13 “Cramdown”

By Chris Kane

If your vehicle is worth less than you owe, Chapter 13 “cramdown” can reduce your monthly vehicle payment and the total you pay on the loan.   You could get a fresh start on your vehicle loan by: Paying a smaller monthly payment immediately Reducing the interest rate Not needing to ... Read More »

Filed Under: Chapter 13, Vehicle Loans Tagged With: cramdown, general unsecured debts, secured debts, vehicle cramdown, vehicle loan arrearage, vehicle repossession

A Fresh Start on Your Vehicle Loan through Chapter 7 “Redemption”

By Chris Kane

You may be able to keep your vehicle for less money by “redeeming” it—paying its present fair market value instead of the full debt.   If you owe much more on your vehicle than it is worth and absolutely must keep this vehicle, you may greatly benefit from a fresh start on ... Read More »

Filed Under: Chapter 7, Vehicle Loans Tagged With: redeem your vehicle, redemption, vehicle cramdown, vehicle loan, vehicle repossession

  • 1
  • 2
  • Next Page »

Recent Posts

  • No link found between bankruptcy and employment prospects
  • Creditor found in violation of automatic bankruptcy stay
  • What are the short- and long-term credit impacts of bankruptcy?
  • Bankruptcy Attorney Portland, Or | Bankruptcy Lawyer Oregon | Christopher J. Kane P.C.

Categories of Blog Posts

  • Home
  • Personal Bankruptcy
  • Business Bankruptcy
  • Stop Foreclosure
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • File an Oregon Bankruptcy
  • Testimonials
  • FAQ
  • Blog

FREE CONSULTATION

GET A FREE CONFIDENTIAL CONSULTATION THIS MONTH.
*Please see below.

CONTACT

Christopher J. Kane, P.C.

Address: 2207 NE Broadway, Suite 100, Portland OR 97232

Phone: 503-380-7822

Email: chris@ckanelaw.com


We are a debt relief agency.

We proudly help people understand their options and, if appropriate, help them file for bankruptcy relief under the Bankruptcy Code.

DIRECTIONS

CONNECT

  • Email
  • Facebook
  • LinkedIn
  • Twitter
Avvo - Rate your Lawyer. Get Free Legal Advice.
Best Bankruptcy lawyers in Portland
Best Bankruptcy Lawyers in Portland

* Using this form, or email, for communicating with us does not establish an attorney-client relationship, until we do that in writing. So please do not send confidential or time-sensitive information through this form or by email. You affirm that you have read and understand this disclaimer.
CAUTION: This website is to provide visitors with basic information about our firm, and information about how to contact us. Every situation is different, and no information on this website is legal advice on any specific question. You should not act on any of the information without first conferring with an attorney licensed in your jurisdiction. No attorney-client relationship or privilege is formed by visiting this site or by unsolicited email. Therefore, initial emails should not contain any confidential information. We may already represent parties adverse to you and cannot advise or represent you until we check for conflicts. We are licensed only in Oregon and offer our services only to those doing business in Oregon, unless we are associated with local counsel in accordance with other states laws. The applicable laws may have changed after the information on this website was published. While effort is made to keep the information current, you should not presume that all information is up to date. You must confer with an attorney to be sure you have current information.
Copyright © 2021 · Christopher J. Kane Attorney at Law · 503-380-7822 · Designed by Artizon Digital