The discharge of debts is central to bankruptcy. So you need to know when you don’t get a discharge at all or don’t discharge certain debts. Last time we described bankruptcy discharge as the legal, permanent elimination of debts. Today we talk about the exceptions to this ... Read More »
Welcome to the Portland Bankruptcy Law Blog
I'd like to help you overcome your financial problems. One good way to start is to provide you with accurate and timely information about the bankruptcy laws. I do that here through informative blog posts, with a new one published here every week. I've been doing this for years so there is a wealth of information for you here.
But please be aware that since you are unique person you need a highly personalized solution to your challenges. That requires the analysis and advice of a conscientious and highly experienced attorney. That's really the only sensible way to get the benefit of the many powerful and effective remedies that the law provides.
So I hope the information provided here is helpful to you. Please contact me for guidance to a much better place.
A discharge gives you permanent relief from all or most of your debts by making illegal any further collection efforts of those debts. The Legal, Permanent Elimination of Debts Both Chapter 7 “straight bankruptcy” and Chapter 13 “adjustment of debts” ... Read More »
You might feel better informed and more comfortable around bankruptcy if you knew just a little bit about the federal Bankruptcy Code. Empowered by the U.S. Constitution The United States Constitution gives Congress the power “to establish... uniform laws on the subject of ... Read More »
This 4th of July follow the Declaration of Independence and claim your right to "Life, Liberty and the pursuit of Happiness." Your Life in Mid-2017 If you’re reading this on the Fourth of July weekend there’s a good chance you have some serious financial problems. Your debts may be ... Read More »
One spouse’s bankruptcy filing may briefly slow down but will not likely stop an ongoing divorce case. The “Automatic Stay” and Divorce When you file a bankruptcy case, that filing immediately puts the “automatic stay” into effect. This can be one of the ... Read More »
If you filed a Chapter 13 adjustment of debts case jointly with your spouse but are now considering divorce, how do you get out of the case? When a Chapter 13 Case Outlasts a Marriage A Chapter 13 “adjustment of debts” case usually lasts three to five years. A lot can happen ... Read More »
Think about these special considerations if you filed bankruptcy before your divorce and now need to think about filing another one. In the last blog post we introduced three very practical considerations about filing bankruptcy again if you and your ex-spouse filed a bankruptcy in the ... Read More »
The timing rules don’t change if you filed bankruptcy before your divorce and now need a new one. But there ARE some important twists. Divorce is often financially devastating. So, even if you and your ex-spouse filed bankruptcy earlier, before the divorce, you may need to seriously ... Read More »
Rarely should a couple consider filing bankruptcy together. It takes a combination of circumstances, and independent legal advice, to do so. Last time we talked about filing a joint Chapter 7 case with your soon-to-be ex-spouse if that is in each of your self-interest. That means, for ... Read More »
Under bankruptcy law they CAN file a joint bankruptcy. But often it’s not such a good idea. Sometimes it’s a very bad idea. CAN File a Joint Bankruptcy Case Together A “joint case” is one filed “by an individual... and such individual’s ... Read More »