The unique powers of even a simple Chapter 13 case are impressive. They allow you to reach goals that a “straight bankruptcy” simply can’t. Some of the Simple Benefits of Chapter 13 Even in with a simple Chapter 13 case you can: 1) catch up on your unpaid mortgage payments, ... Read More »
Welcome to the Portland Bankruptcy Law Blog
I'd like to help you overcome your financial problems. One good way to start is to provide you with accurate and timely information about the bankruptcy laws. I do that here through informative blog posts, with a new one published here every week. I've been doing this for years so there is a wealth of information for you here.
But please be aware that since you are unique person you need a highly personalized solution to your challenges. That requires the analysis and advice of a conscientious and highly experienced attorney. That's really the only sensible way to get the benefit of the many powerful and effective remedies that the law provides.
So I hope the information provided here is helpful to you. Please contact me for guidance to a much better place.
Even a simple Chapter 13 case has many powers unavailable under Chapter 7. So the extra time Chapter 13 takes can be highly worthwhile. Chapter 13 Consumers file a Chapter 13 case mostly because of significant advantages that it gives them over Chapter 7. Also, sometimes people ... Read More »
A simple Chapter 7 case 1) protects you from all collections, 2) discharges all your debts, 3) lets you keep or surrender collateral and 4) keep all your other assets. Chapter 7 Is the Most Common Kind of Bankruptcy Consumers file significantly more Chapter 7 bankruptcy cases than ... Read More »
Yes, you do have a moral obligation to pay your debts. But you may actually have HIGHER moral obligation to file bankruptcy instead. The Moral Side of Bankruptcy Is it the right thing to do? Is bankruptcy the morally right thing for you to do? This is not usually talked about, maybe ... Read More »
When you file a Chapter 7 “straight bankruptcy” case, usually you can keep everything you own. These 10 points show how this works. Property exemptions usually protect all that you own, but they are trickier than may seem: Exemptions are categories of protected ... Read More »
The moment you file bankruptcy you and your property are protected from almost all collection attempts by your creditors. The part of federal bankruptcy law called the “automatic stay” protects you from your creditors during a bankruptcy case. The Law on Automatic Stay The ... Read More »
The discharge of debts is central to bankruptcy. So you need to know when you don’t get a discharge at all or don’t discharge certain debts. Last time we described bankruptcy discharge as the legal, permanent elimination of debts. Today we talk about the exceptions to this ... Read More »
A discharge gives you permanent relief from all or most of your debts by making illegal any further collection efforts of those debts. The Legal, Permanent Elimination of Debts Both Chapter 7 “straight bankruptcy” and Chapter 13 “adjustment of debts” ... Read More »
You might feel better informed and more comfortable around bankruptcy if you knew just a little bit about the federal Bankruptcy Code. Empowered by the U.S. Constitution The United States Constitution gives Congress the power “to establish... uniform laws on the subject of ... Read More »
This 4th of July follow the Declaration of Independence and claim your right to "Life, Liberty and the pursuit of Happiness." Your Life in Mid-2017 If you’re reading this on the Fourth of July weekend there’s a good chance you have some serious financial problems. Your debts may be ... Read More »