When people file for bankruptcy, it may make it harder to get a loan. However, it may not necessarily mean that companies in Oregon or elsewhere in the United States won't hire them This is according to a study conducted by researchers from Yale, Harvard and the University of Chicago. The ... Read More »
Welcome to the Portland Bankruptcy Law Blog
I'd like to help you overcome your financial problems. One good way to start is to provide you with accurate and timely information about the bankruptcy laws. I do that here through informative blog posts, with a new one published here every week. I've been doing this for years so there is a wealth of information for you here.
But please be aware that since you are unique person you need a highly personalized solution to your challenges. That requires the analysis and advice of a conscientious and highly experienced attorney. That's really the only sensible way to get the benefit of the many powerful and effective remedies that the law provides.
So I hope the information provided here is helpful to you. Please contact me for guidance to a much better place.
Creditor found in violation of automatic bankruptcy stay
A person in Oregon who files for a Chapter 7 bankruptcy can expect creditors to be issued an automatic stay. This requires creditors to stop actions against the debtor, including pursuing repossession or other actions to collect the debt. According to one bankruptcy court in Virginia, it also means ... Read More »
What are the short- and long-term credit impacts of bankruptcy?
One of the most common reasons people give for not wanting to file bankruptcy is concern about the impact of bankruptcy on their credit score and future creditworthiness. Most people only know that bankruptcy will have an immediate negative impact on their score and will be on their credit report ... Read More »
Bankruptcy Attorney Portland, Or | Bankruptcy Lawyer Oregon | Christopher J. Kane P.C.
What happens when I file personal bankruptcy in Oregon? The unknown is always frightening. This is why knowing what you can expect after declaring bankruptcy will help make the process a bit less intimidating. The following will cover what to expect during the personal bankruptcy procedure in ... Read More »
Avoiding frequent mistakes made in estate planning
Estate planning in Oregon can be a worrisome issue with people wondering how to ensure their loved ones are protected. Probate is the process in which the estate is settled after a person has died. While the goal of an estate plan is to address every factor, certain problems can arise. There are ... Read More »
Can bankruptcy save my home?
The question of whether bankruptcy could save your home depends on a variety of factors. However, most people who qualify for personal bankruptcy in Oregon also qualify for a significant exemption to protect the value they hold in their home. Various important factors in this case include the ... Read More »
Encircling debt makes it hard to see where bankruptcy could help
Money can be a great source of concern for many people, and all too often, your problems slowly creep up. It can be hard to know when enough is enough when you’re stuck on the inside for so long. Portland saw over 4,700 filings for bankruptcy in 2019 between Chapter 7 and Chapter 13, two modes ... Read More »
Should you reaffirm your mortgage after bankruptcy?
When you find yourself in over your head with debt, you may consider filing for bankruptcy. Bankruptcy is the process by which you settle with your creditors in court. According to Equifax, you can settle with your creditors in one of two ways: By reorganizing your debt to make payments more ... Read More »
What information do I need for my bankruptcy petition?
Your bankruptcy petition is a very important document. You must file it with the Oregon bankruptcy court to start your bankruptcy. This document must contain all the information the court will need to conduct your hearing and finalize your bankruptcy. If you leave out information, it could lead to a ... Read More »
Requirements to qualify for Chapter 13 Bankruptcy
Chapter 13 bankruptcy is an alternative available to those for whom neither Chapter 7 liquidation nor consumer credit counseling is an option. It involves creating a repayment plan to extend over a period of five years at most. During the replacement period, you will make monthly payments to a ... Read More »
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