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5 Crucial Facts About Income Taxes in Bankruptcy

There are many misconceptions about how bankruptcy affects income tax debts. These facts will help make sense of this confusing arena.

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12 Questions While Dealing with Collateral Other than Your Home or Vehicle

Do you owe a debt that you think is secured by things like your furniture, appliances, electronics? How does bankruptcy deals with these?

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13 Ways Bankruptcy Helps You with Your Vehicle

Bankruptcy protects your vehicle and helps you deal with your vehicle’s debt in many ways. Here are 13 of them.

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More Powers of a Simple Chapter 13 Case

The unique powers of even a simple Chapter 13 case are impressive. They allow you to reach goals that a “straight bankruptcy” simply can’t.

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What Makes a Simple Chapter 13 Case

Even a simple Chapter 13 case has many powers unavailable under Chapter 7. So the extra time Chapter 13 takes can be highly worthwhile.

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What Makes a Simple Chapter 7 Case

A simple Chapter 7 case 1) protects you from all collections, 2) discharges all your debts, 3) lets you keep or surrender collateral and 4) keep all your other assets.

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Bankruptcy Is a Moral Choice

Yes, you do have a moral obligation to pay your debts. But you may actually have HIGHER moral obligation to file bankruptcy instead.

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Bankruptcy Protects Your Assets

When you file a Chapter 7 “straight bankruptcy” case, usually you can keep everything you own. These 10 points show how this works.

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Protection from Creditors Through the Automatic Stay

The moment you file bankruptcy you and your property are protected from almost all collection attempts by your creditors. The part of federal bankruptcy law called the “automatic stay” protects you from your creditors during a bankruptcy case.

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The Exceptions to The Discharge of Debts

The discharge of debts is central to bankruptcy. So you need to know when you don’t get a discharge at all or don’t discharge certain debts.

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